The following fees and charges may be assessed against your account. Effective 1/1/08
Checking Accounts	Fees
Check Printing Fee	$12.40 per 150 checks (varies depending on style of check)
Convenience Check Printing Fee	$2.00 per page (4 per page)
Share Draft Copies	$5.00 per item
ATM, ATM & Check Card, Visa® Charge Cards	Fees
ATM Fee	$1.00 per transaction after 8 per month
Plastic Card Rush Fee (Debit/ATM/Visa Platinum)	$30.00 per card
Other Services (applicable to all accounts)	Fees
Account Research Fee	$20.00 per hour  (charged in 15 minute increments)
Foreign Item Deposit	$5.00 per item
e-Pay	FREE service with continual use. Terminiated if inactive for 90 days.
e-Pay Non Sufficient Funds (per returned item)	$18.00 - MCCU, additional NSF fee of  $22.00 - CheckFree
Insufficient Funds (Checks, ATM, ACH & Purchases)	$18.00 per item
Overdraft Transfer (Checks, ATM, ACH & Purchases)	$5.00
Statement Copies	$1.00 per page
Stop Payment	$15.00 per item
Out Going Wires	$15.00 per wire
Foreign Wires	$25.00 per wire
Returned Items	$10.00 per item
Escheats	$10.00
Garnishments	$30.00
Land Contract - Set Up	$30.00
Land Contract - Payment	$7.00
Fax Out	$1.00
Fax In	$.50
Photocopy	$.10 per page

Safe Deposit Box Fee Schedule

Safe Deposit Box Size	Price Per  Year
3 x 5	$25.00	All Boxes are 21" deep
3 x 10	$35.00	Privacy area available
5 x 10	$50.00	Accessible anytime during lobby hours
10 x 10	$90.00	Call, Click or Come by to reserve one for your valuables!