Marshall Community Credit Union Privacy Notice
Marshall Community Credit Union is committed to provide you with financial products and services to meet your financial goals. We are required by federal law to give you this privacy notice. It describes our policies and practices that protect your privacy and enable us to share information to make available competitive financial products and services. If you ever have questions or concerns about the integrity of your account information, please contact us at (269) 781-9885.
Information We Collect And Disclose About You
We collect nonpublic personal information from the following sources:
• Information we receive from you on membership and loan applications and other forms;
• Information about your transactions with us, our affiliates, or others;
• Information we receive from a consumer reporting agency;
• Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.
Our commitment to provide you with competitive products and services may require that we share information about you with our affiliate CU Merits Inc., which provides insurance, financial planning and investment services.
We may also disclose all the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not allow these companies to sell the member information we provide to other third parties.
We may also disclose information about you under other circumstances as permitted or required by law. These disclosures typically include information to follow your instructions as you authorize, to conduct the operations of the credit union, or to protect the security of our financial records.
Disclosure of Information About Former Members
If you terminate your membership with Marshall Community Credit Union, we will not share information we have collected about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who have specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.
We maintain strict confidentiality of all information collected from consumers that perform transactions at ATMs we own or operate. We do not disclose or otherwise use such information, except to perform or complete the transaction authorized by the consumer, or as required by law.
MCCU Online – Use of cookies
If you conduct transactions via MCCU Online, you may notice our use of Internet cookies. Cookies are a small text file assigned and attached by a web server to the directory file on your computer. Cookies enable our systems to recognize your browser and your information as you navigate and conduct transactions within MCCU Online. MCCU Online uses temporary session cookies that are stored on your computer only during your current session and are automatically deleted from your computer when you close your browser. No information is collected from your computer.
Use of the Website, Cookies and Collection of Information
Visitors to Marshall Community Credit Union’s web pages will remain anonymous. We do not collect personal data regarding our visitors. Our servers may collect standard non-identifying information about web page visits, such as date, time of visit, IP address, city, state and country. This information is used to compile standard statistics on site usage. If you do provide personal identifying data via email, or through submission of applications, this information will be for correspondence or to process your requests, it will not be sold or offered to other parties.
APR = Annual Percentage Rate
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