Loans | Mortgage | Savings | Certificates
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Performance Plus Lending
(Secured Titled Loans)
All rates subject to change without notice.
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*APR = Annual Percentage Rate
**$20,000 or More
***The Annual Percentage Rate (APR) you qualify for is based upon credit-worthiness. A Credit Union Members First Representative can tell you the rate you qualify for. The APR disclosed above is the credit union's lowest rate available.
The APR for your account may change on the first of each calendar quarter, based upon changes to the Index, plus the applicable margin. The index is the Prime Rate published in the Money Rates section of the Wall Street Journal as of the 15th day of March, June, September and December of each year, rounded to the nearest one-tenth of 1%, and is subject to change the first day of each calendar quarter. The Index has a floor of 7.00%. Your rate may vary based on individual creditworthiness and our underwriting standards for members who do not meet the requirements for the lowest rate available. Current rates range from 8.9% to 16.9%.
Please note:Rates listed are the best rates available and will be contingent on several factors
including credit score and value of collateral
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Mortgages / Home Equities
All rates subject to change without notice. |
5 Year Balloon
| Rate |
Points |
APR* |
| 4.50% |
0 |
4.50% |
Home Equity Line of Credit (minimum interest rate of 4.50%)
| LTV |
Calculation Method |
Rate |
Points |
APR* |
| up to 80% |
Prime |
4.50% |
0 |
4.50% |
| 81 - 85% |
Prime + 1% |
4.50% |
0 |
4.50% |
Fixed Rate Second Mortgages, 15 years**
| Rate |
Points |
APR* |
| 5.625% |
0 |
5.625%
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Fixed Rate Mortgages, 15 years**
| Rate |
Points |
APR* |
| 4.625% |
0 |
4.7364% |
Fixed Rate Mortgages, 20 years**
| Rate |
Points |
APR* |
| 5.000% |
0 |
5.0707% |
Fixed Rate Mortgages, 30 years**
| Rate |
Points |
APR* |
| 5.250% |
0 |
5.2922% |
Fixed Rate Bi-weekly Mortgages, 15 years**
| Rate |
Points |
APR* |
| 5.875% |
0 |
5.9616% |
Fixed Rate Bi-weekly Mortgages, 20 years**
| Rate |
Points |
APR* |
| 6.625% |
0 |
6.6920% |
Fixed Rate Bi-weekly Mortgages, 30 years**
| Rate |
Points |
APR* |
| 7.875% |
0 |
7.9259%
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APR = Annual Percentage Rate
**Does not include prepaid finance charges. APRs are based
on $100,000.00, 0 points and 80% loan to value.
Rates are available for fixed rate mortgages.
Rates as of 02/05/10.
Click on a rate type below to find out more information!
All rates subject to change without notice. |
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*APY = Annual Percentage Yield
**(No compounding.)
Any CD $50,000 minimum, additional .15%
Certificate accounts are subject to penalty for early withdrawal.
Rates Effective as of 02/05/10 SIte Updated 02/05/10
rates are subject to change without proper notification.
Fees could reduce earnings on account.
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