Rates

Loans | Mortgage | Savings | Certificates

Performance Plus Lending
(Secured Titled Loans)
All rates subject to change without notice.

Loans	Rate	APR*	Term
Auto - Titled Collateral (2006 - 2008)		5.25	24 mo	Calculator
Auto - Titled Collateral (2006 - 2008)		5.75	36 mo	Calculator
Auto - Titled Collateral (2006 - 2008)		6.00	48 mo	Calculator
Auto - Titled Collateral (2006 - 2008)		6.25	60 mo	Calculator
Auto - Titled Collateral (2006 - 2008)**		7.00	72 mo	Calculator
Auto - Titled Collateral (2004 - 2005)		5.25	24 mo	Calculator
Auto - Titled Collateral (2004 - 2005)		5.75	36 mo	Calculator
Auto - Titled Collateral (2004 - 2005)		6.00	48 mo	Calculator
Auto - Titled Collateral (2004 - 2005)		6.25	60 mo	Calculator
Auto - Titled Collateral (2002 - 2003)		5.25	24 mo	Calculator
Auto - Titled Collateral (2002 - 2003)		5.75	36 mo	Calculator
Auto - Titled Collateral (2002 - 2003)		6.00	48 mo	Calculator
Auto - Titled Collateral (2001 & Older)		5.25	24 mo	Calculator
Signature Loan (Maximum Term 36 Months)		9.25	n/a	Calculator
Share Pledged (Maximum Term 48 Months)		7.75	n/a	Calculator
CD Pledged
Up to $50,000 (2% over CD rate)				Calculator
$50,000 to 99,999.99 (1.5% over CD rate)				Calculator
$100,000 and up (1.0% over CD rate)				Calculator
VISA Platinum As low as 8.9% APR***				Calculator

*APR = Annual Percentage Rate
**$20,000 or More
***The APR is determined annually by your FICO score. The APR disclosed above is the credit union's lowest rate available. Your rate may vary based on individual creditworthiness and our underwriting standards for members who do not meet the requirements for the lowest rate available. Rates range from 8.9% to 16.9%

Please note:Rates listed are the best rates available and will be contingent on several factors
including credit score and value of collateral

Go To Loan Application | Go To Calculators | Back to Top

Mortgages / Home Equities
All rates subject to change without notice.

5 Year Balloon

Rate	Points	APR*
6.000%	0	6.000%

1 Year Adjustable

Rate	Points	APR*
6.125%	0	6.125%

Home Equity (PRIME + 0%)***

Rate	Points	APR*
4.000%	0	4.000%

Fixed Rate Second Mortgages, 15 years**

Rate	Points	APR*
6.875%	0	6.875%

Fixed Rate Mortgages, 15 years**

Rate	Points	APR*
5.875%	0	5.9672%

Fixed Rate Mortgages, 20 years**

Rate	Points	APR*
6.375%	0	6.4496%

Fixed Rate Mortgages, 30 years**

Rate	Points	APR*
6.375%	0	6.4316%

Fixed Rate Bi-weekly Mortgages, 15 years**

Rate Points APR*

6.250% 0 6.3369%

Fixed Rate Bi-weekly Mortgages, 20 years**

Rate Points APR*

6.750% 0 6.8172%

Fixed Rate Bi-weekly Mortgages, 30 years**

Rate Points APR*

6.750% 0
6.7984%

APR = Annual Percentage Rate
**Does not include prepaid finance charges. APRs are based
on $100,000.00, 0 points and 80% loan to value.
Rates are available for fixed rate mortgages.
Rates as of 11/20/08.

Savings	Minimum Balance	Dividend Rate	APY*	Term
Regular Share	$ 50.00	1.00	1.01	n/a
Club Accounts		1.00	1.01	n/a
Share Drafts	$0 minimum; Dividends paid on daily balances of $2,500 and over	0.50	0.51	n/a
Tier Supershare	Daily balances of $1,000.00-$24,999.99	1.75	1.77	n/a
	Daily balances of $25,000.00 and over	2.25	2.28	n/a
IRA Shares		2.25	2.28	n/a
Health Savings Account	$1000.00	2.25	2.28	n/a

*APY = Annual Percentage Yield
Back to Top

Click on a rate type below to find out more information!
All rates subject to change without notice.

Certificates	Minimum Deposit	Dividend Rate	APY*	Term
6 Month**	$1000.00(No IRA)	2.90	2.90	6
12 Month	$ 500.00	3.43	3.50	12
18 Month	$ 500.00	3.63	3.70	18
24 Month	$ 500.00	3.67	3.75	24
30 Month	$ 500.00	3.77	3.85	30
36 Month	$ 500.00	3.82	3.90	36
48 Month	$ 500.00	4.06	4.15	48
60 Month	$ 500.00	4.25	4.35	60

*APY = Annual Percentage Yield
**(No compounding.)
Any CD $50,000 minimum, additional .15%
Certificate accounts are subject to penalty for early withdrawal.

Rates Effective as of 11/20/08 SIte Updated 11/20/08

l rates are subject to change without proper notification.
Fees could reduce earnings on account.

		[ Home \| Loans \| Products \| Rates and Fees \| Business Services \| Online Services \| Services \| Applications \| Financial Resources \| Useful Links \| Student Corner \| CU in School Branch \| About MCCU ]
		Privacy Policy Notices, Terms, and Conditions Design & Hosting by Harland Financial Solutions, Inc. Browser Requirements Copyright � Harland Financial Solutions, Inc. All Rights Reserved.