Rates

Loans | Mortgage | Savings | Certificates 

Performance Plus Lending
(Secured Titled Loans)

All rates subject to change without notice.

 

Loans

Rate

  APR*

 Term      

 
Auto - Titled Collateral (2008 - 2010)  

5.50

24 mo Calculator
Auto - Titled Collateral (2008 - 2010)  

5.50

36 mo Calculator
Auto - Titled Collateral (2008 - 2010)  

5.50

48 mo Calculator
Auto - Titled Collateral (2008 - 2010)  

5.50

 60 mo   Calculator
Auto - Titled Collateral (2008 - 2010)**   6.50 72 mo Calculator
Auto - Titled Collateral (2006 - 2007)  

5.50

24 mo

Calculator
Auto - Titled Collateral (2006 - 2007)   5.50

 36 mo 

Calculator
Auto - Titled Collateral (2006 - 2007)  

5.50

48 mo

Calculator
Auto - Titled Collateral (2006 - 2007)  

5.50

60 mo  Calculator
Auto - Titled Collateral (2004 - 2005)  

5.50

24 mo Calculator
Auto - Titled Collateral (2004 - 2005)   5.50  36 mo  Calculator
Auto - Titled Collateral (2004 - 2005)   5.50 48 mo Calculator
Auto - Titled Collateral (2003  & Older)   5.50 24 mo Calculator
UCC/Off Road - Collateral   8.75 36 mo Calculator
UCC/Off Road - Collateral   9.75 48 mo Calculator
UCC/Off Road - Collateral   10.75 60 mo Calculator
Signature Loan (Maximum Term 36 Months)   10.75 n/a Calculator
Share Pledged (Maximum Term 48 Months)   7.75  n/a Calculator
CD Pledged        

        Up to $50,000 (2% over CD rate)

      Calculator
        $50,000 to 99,999.99 (1.5% over CD rate)       Calculator
      $100,000 and up (1.0% over CD rate)       Calculator
VISA Platinum As low as 8.9% APR***       Calculator

 

*APR = Annual Percentage Rate
**$20,000 or More
***The Annual Percentage Rate (APR) you qualify for is based upon credit-worthiness. Your rate may vary based on individual creditworthiness and our underwriting standards for members who do not meet the requirements for the lowest rate available.  A Credit Union Members First Representative can tell you the rate you qualify for.  Current rates range from 8.9% to 16.9%. 


Please note:Rates listed are the best rates available and will be contingent on several factors
including credit score and value of collateral, when applicable



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Mortgages / Home Equities
All rates subject to change without notice.


5 Year Balloon

Rate Points APR*
4.50%  0 4.50%


Home Equity Line of Credit (minimum interest rate of 4.50%)

LTV Calculation Method Rate Points APR*
up to 80% Prime 4.50% 0 4.50%
81 - 85% Prime + 1% 4.50% 0 4.50%


Fixed Rate Second Mortgages, 15 years**

Rate Points APR*
5.500% 0

5.500%


Fixed Rate Mortgages, 15 years**

Rate Points APR*
4.500% 0 4.5886%


Fixed Rate Mortgages, 20 years**

Rate Points APR*
4.875% 0 4.9454%


Fixed Rate Mortgages, 30 years**

Rate Points APR*
5.250% 0 5.2922%

Fixed Rate Bi-weekly Mortgages, 15 years**
Rate Points APR*
5.750% 0 5.8365%

Fixed Rate Bi-weekly  Mortgages, 20 years**
Rate Points APR*
6.625% 0 6.6920%

Fixed Rate Bi-weekly  Mortgages, 30 years**
Rate Points APR*
7.875% 0

7.9259%

APR = Annual Percentage Rate
**Does not include prepaid finance charges. APRs are based
on $100,000.00, 0 points and 80% loan to value.
Rates are available for fixed rate mortgages.
Rates as of 03/10/10.

Savings

Minimum Balance

Dividend Rate

APY*

Term
Regular Share $ 50.00 0.20 0.21 n/a
Club Accounts   0.20 0.21 n/a
Share Drafts $0 minimum; Dividends paid on daily balances of $2,500 and over 0.10 0.10 n/a
Tier Supershare Daily balances of $1,000.00-$24,999.99 0.50 0.51 n/a
  Daily balances of $25,000.00 and over 0.85 0.86 n/a
IRA Shares   0.85 0.86 n/a
Health Savings Account $1000.00 0.85 0.86 n/a

 

*APY = Annual Percentage Yield
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Click on a rate type below to find out more information!
All rates subject to change without notice.

 

Certificates Minimum Deposit Dividend Rate APY* Term
6 Month** $1000.00(No IRA) 0.90 0.90 6
12 Month $ 500.00 1.00 1.00 12
18 Month $ 500.00 1.24 1.25 18
24 Month $ 500.00 1.49 1.50 24
30 Month $ 500.00 1.74 1.75 30
36 Month $ 500.00 1.98 2.00 36
48 Month $ 500.00 2.47 2.50 48
60 Month $ 500.00 2.72 2.75 60

 

*APY = Annual Percentage Yield
**(No compounding.)
Any CD $50,000 minimum, additional .15%
Certificate accounts are subject to penalty for early withdrawal.

Rates Effective as of 03/10
/10 SIte Updated 03/10/10

rates are subject to change without proper notification.
Fees could reduce earnings on account.

 

 

 

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