Rates

Loans | Mortgage | Savings | Certificates 

Performance Plus Lending
(Secured Titled Loans)

All rates subject to change without notice.

 

Loans

Rate

  APR*

 Term      

 
Auto - Titled Collateral (2006 - 2008)  

5.25

24 mo Calculator
Auto - Titled Collateral (2006 - 2008)  

5.75

36 mo Calculator
Auto - Titled Collateral (2006 - 2008)  

6.00

48 mo Calculator
Auto - Titled Collateral (2006 - 2008)  

6.25

 60 mo   Calculator
Auto - Titled Collateral (2006 - 2008)**   7.00 72 mo Calculator
Auto - Titled Collateral (2004 - 2005)  

5.25

24 mo

Calculator
Auto - Titled Collateral (2004 - 2005)   5.75

 36 mo 

Calculator
Auto - Titled Collateral (2004 - 2005)  

6.00

48 mo

Calculator
Auto - Titled Collateral (2004 - 2005)  

6.25

60 mo  Calculator
Auto - Titled Collateral (2002 - 2003)  

5.25

24 mo Calculator
Auto - Titled Collateral (2002 - 2003)   5.75  36 mo  Calculator
Auto - Titled Collateral (2002 - 2003)   6.00 48 mo Calculator
Auto - Titled Collateral (2001  & Older)   5.25 24 mo Calculator
Signature Loan (Maximum Term 36 Months)   9.25 n/a Calculator
Share Pledged (Maximum Term 48 Months)   7.75  n/a Calculator
CD Pledged        

        Up to $50,000 (2% over CD rate)

      Calculator
        $50,000 to 99,999.99 (1.5% over CD rate)       Calculator
      $100,000 and up (1.0% over CD rate)       Calculator
VISA Platinum As low as 8.9% APR***       Calculator

 

*APR = Annual Percentage Rate
**$20,000 or More
***The APR is determined annually by your FICO score.  The APR disclosed above is the credit union's lowest rate available.  Your rate may vary based on individual creditworthiness and our underwriting standards for members who do not meet the requirements for the lowest rate available.  Rates range from 8.9% to 16.9%


Please note:Rates listed are the best rates available and will be contingent on several factors
including credit score and value of collateral

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Mortgages / Home Equities
All rates subject to change without notice.


5 Year Balloon

Rate Points APR*
6.000%  0 6.000%


1 Year Adjustable

Rate Points APR*
6.125% 0 6.125%


Home Equity (PRIME + 0%)***

Rate Points APR*
4.000% 0 4.000%


Fixed Rate Second Mortgages, 15 years**

Rate Points APR*
6.875% 0

6.875%


Fixed Rate Mortgages, 15 years**

Rate Points APR*
5.875% 0 5.9672%


Fixed Rate Mortgages, 20 years**

Rate Points APR*
6.375% 0 6.4496%


Fixed Rate Mortgages, 30 years**

Rate Points APR*
6.375% 0 6.4316%

Fixed Rate Bi-weekly Mortgages, 15 years**
Rate Points APR*
6.250% 0 6.3369%

Fixed Rate Bi-weekly  Mortgages, 20 years**
Rate Points APR*
6.750% 0 6.8172%

Fixed Rate Bi-weekly  Mortgages, 30 years**
Rate Points APR*
6.750% 0

6.7984%

APR = Annual Percentage Rate
**Does not include prepaid finance charges. APRs are based
on $100,000.00, 0 points and 80% loan to value.
Rates are available for fixed rate mortgages.
Rates as of 11/20/08.

Savings

Minimum Balance

Dividend Rate

APY*

Term
Regular Share $ 50.00 1.00 1.01 n/a
Club Accounts   1.00 1.01 n/a
Share Drafts $0 minimum; Dividends paid on daily balances of $2,500 and over 0.50 0.51 n/a
Tier Supershare Daily balances of $1,000.00-$24,999.99 1.75 1.77 n/a
  Daily balances of $25,000.00 and over 2.25 2.28 n/a
IRA Shares   2.25 2.28 n/a
Health Savings Account $1000.00 2.25 2.28 n/a

 

*APY = Annual Percentage Yield
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Click on a rate type below to find out more information!
All rates subject to change without notice.

 

Certificates Minimum Deposit Dividend Rate APY* Term
6 Month** $1000.00(No IRA) 2.90 2.90 6
12 Month $ 500.00 3.43 3.50 12
18 Month $ 500.00 3.63 3.70 18
24 Month $ 500.00 3.67 3.75 24
30 Month $ 500.00 3.77 3.85 30
36 Month $ 500.00 3.82 3.90 36
48 Month $ 500.00 4.06 4.15 48
60 Month $ 500.00 4.25 4.35 60

 

*APY = Annual Percentage Yield
**(No compounding.)
Any CD $50,000 minimum, additional .15%
Certificate accounts are subject to penalty for early withdrawal.

Rates Effective as of 11/20
/08 SIte Updated 11/20/08

l rates are subject to change without proper notification.
Fees could reduce earnings on account.

 

 

 

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