BudgetSmart is an exciting software program available on our website.
This easy to use software tool uses simple graphics, "pop-up" boxes and bar charts to help you manage your money more effectively. You can use this program to:
- Establish a budget
- Track spending
- View tips for improving areas of overspending or inadequate saving
- Experiement with "what if" scenarios to determine how a major purchase or change in income would impact your budget
Click on the BudgetSmart logo or here to download the program to your computer FREE of charge, and you're on your way to creating your own personalized budget!
Accel is a combination of FREE financial counseling and education programs offered to our members.
Accel's certified counselors are available six days a week, at convenient hours that fit into your schedule. The program is designed to:
- Help you create a personal and family budget
- Help you understand personal credit reports and improve scores
- Show you how to set and achieve financial goals
- Give solutions for debt repayment
Click on the Accel logo to view their website and learn more about this FREE financial assistance program.
Keep your finances moving forward!
Debt in Focus delivers an actionable plan to help improve credit profiles and reduce debt with a web based debt management tool that:
- Is completely anonymous.
- Is simple to use and extremely user friendly (non-financial jargon).
- Provides you with a summary of your debt and a customized payment plan with graphs, budget basics, life stage tips, personal action plan, and much more.
Get started today, it's easy!
A practical guide to help you avoid and solve mortgage problems.
What you need to know to keep your home in tough economic times. Housing counseling, mortgage, and money management experts help you:
- Find and get the right mortgage loan - one that fits your budget.
- Develop a plan of action, so you can stay in your home or move on without foreclosure.
- Negotiate with your lender.
- Find free help through community resources.
- Hear from real homeowners who were able to avoid foreclosure.
The video is available at both MCCU office locations as a DVD or may be viewed by clicking on the Right at Home logo. | 
