Kasasa Cash Back®

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  • This awesome free checking account gives you real cash back anytime you use your MCCU debit card for purchases. That means cash back every time you buy groceries, gas, clothes, and more!

    Want more? How about ATM fee refunds nationwide*? All just for doing a few convenient things you probably already do! Do You Kasasa?™


    Kasasa Cash Back
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    • 3% cash back on debit card purchases*
    • Up to $9 will be reimbursed
    • Up to $25 in nationwide ATM fee refunds*
    • No minimum balance to earn rewards
    • No monthly service charge
    • Unlimited check writing
    • Link to Kasasa Saver for automatic savings
    • Free online banking & bill pay
    • Free Mobile Money (mobile banking)
    • Free eStatements
    • Free MCCU Visa® debit card

    Earning your rewards is easy

    It's so easy to qualify, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle.

    • Have at least 12 debit card purchases post and settle
    • Be enrolled and receive eStatement notice
    • Be enrolled and log into online banking

    That's it. And even if you don't qualify, there's still no monthly service fee and you still earn interest at the base rate. Plus you can get back to earning the huge rewards the very next monthly qualification cycle!

    *When monthly qualifications are met, you will receive 3.0% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. ATM Transactions performed in the Kasasa Saver account are not eligible for reimburesments.


    Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. "Monthly Qualification Cycle" means the current statement cycle.

    Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the second business day following the statement cycle. Rates and rewards are variable and may change after account is opened.

    Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) are required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. MCCU is federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.