| Checking Accounts | |
|---|---|
| Check Printing Fee | Pricing varies depending upon style of check |
| Convenience Check Printing Fee | $4.00 per page (4 per page) |
| Check Copies | $5.00/item |
| Basic Business Checking | $0.10/transaction after 75 transactions/month |
| Business Checking | $0.25/transaction after 250 transactions/month |
| Business Relationship Checking | $10.00/month if balance falls below $25,000 |
| Fresh Start Checking | $8.00/month (may be reduced $1 with eStatements & $2 with direct deposit of $50 or more/month) |
| ATM, Check Card, Visa Credit Cards | |
| ATM Transaction |
Valued Member = $1.00/transaction after 8/month Loyal Member = $1.00/transaction after 13/month Premier/Advantage Member = FREE unlimited |
| Plastic Card Rush Fee (Debit, ATM, Credit Card) | $30.00/card |
| Replacement Card | $10.00/per card (FREE for Premier/Advantage Members) |
| Other Services (applicable to all accounts) | |
| Account Research Fee | $20.00 per hour (charged in 15 min. increments) |
| ePay | FREE service with continual use (terminated if inactive for 90 days) |
| ePay Non Sufficient Funds (per returned item) | $29.00 – MCCU Additional NSF fee of $22.00 – Check Free |
| Escheats | $25.00 |
| Foreign Deposit Item | $5.00/item |
| Garnishment/Levy | $50.00 |
| Non Sufficient Funds (Checks, ATM, ACH & Purchases) | $29.00/item |
| Courtesy Pay (Checks, ATM, ACH & Purchases) | $29.00/item |
| Overdraft Transfer (Checks, ATM, ACH & Purchases) | $2.00 |
| Returned Mail/Undeliverable Address | $2.00/month (after two months) |
| Returned Items | $29.00/item |
| Statement Copies | $3.00/statement |
| Paper Statement (for printed and mailed statements for registered users of MCCU Online. Excluding accounts where the primary member is under age 18) effective 1/1/2020 | $2.00/month |
| History Print Out | $0.50/page |
| Stop Payment | $20.00 |
| Outgoing Domestic Wires | $20.00/wire |
| Outgoing Foreign Wires | $30.00/wire |
| Loan Coupons | $5.00/book |
| Skip-A-Pay | $30.00 per payment (two per loan per calendar year. Some restrictions apply, see agreement for details) |
| MessagePay (Personal Loans) | $4.99/transaction |
| Land Contract – Set Up | $125.00 |
| Land Contract – Payment | $7.00 |
| Land Contract - Annual Fee | $125.00 |
| Fax Out | $1.00 |
| Fax In | $0.50 |
| Photocopy | $0.10 per page |
| Cashier's Check |
Valued/Loyal Members = $2.00/item Premier/Advantage Member = FREE |
| Money Order |
Valued/Loyal Members = $2.00/item Premier/Advantage Member = FREE |
| Dormant Account (No activity for 24 months) | $5.00/month |
| Stop Payment Fee | $20.00 |
| Safe Deposit Box Fee Schedule | |
| 3" x 5" box | $25/year |
| 3" x 10" box | $35/year |
| 5" x 10" box | $50/year |
| 10" x 10" box | $90/year |
| Safe Deposit Box Late Fee | $10.00 |
| Safe Deposit Lock Changed and Replacement key made (necessary when only one key is turned in at the time the box is closed) | Not to exceed $110.00 |
| Safe Deposit Lock Drilled and Replaced (necessary when both keys are unavailable at the time the box is closed) | Not to exceed $165.00 |