Financial lessons that last a lifetime start here. Teach your child how to save with an account they can call their own.
Key Features
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Establishes Membership
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Earn Competitive Dividends
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No Monthly Service Fee
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- Open a youth account and establish membership with just a $5 deposit
- No monthly service fee
- Earn dividends on every dollar, compounded and credited monthly
- Have over $1,000? Consider growing savings faster with a SuperSaver or Certificate of Deposit
- Make saving fun with our Smart Saver Punch Card designed for youth members. Earn a punch for every in-branch deposit of $10. After 10 punches, earn a chance to win an extra $25 deposit in our quarterly drawing
- Join the fun each April during our Youth Month Celebration
- Become involved in our CU in School program and turn everyday learning into hands-on money smarts (Participating schools only)
- K–12 students can earn $2 for every “A” or A-equivalent on their report card — up to $20 per school year with our Dollars for A’s program
- Email a copy of their current report card to: [email protected]
- Empower smart money management in a safe, supervised way—building habits that last a lifetime - with their very own checking account and Visa® debit card
- Youth members ages 5-18 receive a special birthday postcard with exclusive offers just for them
- Graduating high school seniors can apply for a $2,500 MCCU Scholarship to help with college, university, trade, or technical school
- Ready to build credit responsibly? Ask about our Youth Loan options
- Easily manage your child’s account—right from your fingertips:
- Link your MCCU accounts to transfer money instantly through mobile or online banking
- Stay on top of their savings with free digital tools:
- Online banking
- Mobile app
- Free quarterly eStatements
