Turning members into neighbors is what we do. If you’re ready to lay roots here in Michigan, we’re ready to help.
- Competitive rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
- Choose from a variety of financing options
- Low closing costs and low down payment options
- Automatic transfer of monthly payments available
- Helpful loan advisors with working knowledge of the local real estate market
- Pre-approval for extra confidence when buying your home
- Refinance your current home to potentially lower your rate
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
MCCU Is now offering a mortgage program specifically for first time home buyers! If you have not owned a home within the past 2 years, you qualify for this no closing cost program1.
With a slight increase in interest rate, this program allows members to save more than $1,300 on typical mortgage loans. This offer is available for single family, 15, 20, or 30 year fixed rate mortgage loans only, and is not available with any other coupon or bonus offer. Combine this with our low down payment! Call, click or come by today for more information.
1Costs covered with this program include; appraisal, credit report, lender's title insurance, recording of deed and mortgage, flood certification, underwriting, and title company closing fee. All other costs are the responsibility of the borrower.