Link your Kasasa® checking to Kasasa Saver® and experience saving at its simplest. It’s so easy that it’s automatic.
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash® or Kasasa Cash Back® checking to auto-transfer rewards
- 1.00% APY‡ on balances up to $25,000
- 1.00% to 0.40% APY on balances over $25,000 depending on balance in account‡
- 0.05% APY‡ if qualifications are not met in Kasasa Cash or Kasasa Cash Back
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- No minimum deposit to open
Earning Your Rewards is Easy — You're Probably Already Doing It!
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don't meet the qualifications, don't worry! There's no penalty and both accounts are still free — and you'll earn our base rate on your Kasasa Saver balance. Plus, you can get back to earning the full rewards the very next month.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards."Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.Contact one of our branch service representatives for specific Monthly Qualification Cycle dates."Banking Day" means any day on which an office of the credit union is open to the public for the purpose of carrying out substantially all of its banking functions or for processing."Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day."Statement Cycle" means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder's account. Contact one of our branch service representatives for specific Statement Cycle dates.
When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $25,000 in your Kasasa Saver account earn an APY of 1.00% and average daily balances over $25,000 earn a dividend rate of 0.25 % on the portion of the average daily balance over $25,000 resulting in a range from 0.40% to 1.00% APY depending on the account's average daily balance.When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns a dividend rate of 0.05% resulting in an annual percentage yield of 0.05% APY.Dividends will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle.APY = Annual Percentage Yield.APYs accurate as of 01/01/2021.APY calculations are based on an assumed balance of 1.00 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Membership restrictions may apply.Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.No minimum deposit is required to open the account.Monthly enrollment in online banking and eStatements are conditions of this account.Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.Limit of one account per social security number.There are no recurring monthly maintenance charges or fees to open or close this account.This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.A Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account is required to have a Kasasa Saver account.A linked Kasasa Saver account is required for automatic savings.Advertised information and rewards are based on all account qualifications being met during each cycle period.Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.Federally insured by NCUA.
Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.