Individual Retirement Accounts (IRA)
Are you ready for retirement? An IRA gives you a variety of federally insured, tax-deferred ways to save while earning a competitive dividend rate. It is also a perfect place to reinvest your 401k, Qualified Retirement Account, or Stock Rollover from your employer when you change jobs!

- Share
- Traditional IRA
One of the best features of a traditional IRA is that it can help you save for retirement with tax-deferred* earnings and a possible deduction on your income taxes.
- No income limits to open
- No minimum contribution per year
- Earnings grow tax-deferred until withdrawn
- All or part of your contribution may be tax-deductible (consult a tax advisor)
- Pays excellent dividends
- No handling or maintenance fees
- Allows payroll deduction
*Please be aware that the conditions governing tax deductibility depend upon many factors. You should consult your tax advisor for complete details.
- Roth IRA
Roth IRAs offer you an easy and safe way to plan for the future.
- Income limits apply
- Contributions are NOT tax deductible
- Allows up to $5,500 per year, higher limit if age 50 or older
- Tax-free earning account with tax-free withdrawals for qualified uses (consult a tax advisor)
- Pays excellent dividends
- No handling or maintenance fees
- Allows payroll deduction
- Compounds and pays interest monthly