Fee Schedule

Checking Accounts  
Check Printing Fee Pricing varies depending upon style of check
Convenience Check Printing Fee $4.00 per page (4 per page)
Check Copies $5.00/item
Basic Business Checking $0.10/transaction after 75 transactions/month
Business Checking $0.25/transaction after 250 transactions/month
Business Relationship Checking $10.00/month if balance falls below $25,000
Fresh Start Checking $8.00/month (may be reduced $1 with eStatements & $2 with direct deposit of $50 or more/month)
ATM, Check Card, Visa Credit Cards  
ATM Transaction

Valued Member = $1.00/transaction after 8/month

Loyal Member = $1.00/transaction after 13/month

Premier/Advantage Member = FREE unlimited

Plastic Card Rush Fee (Debit, ATM, Credit Card) $30.00/card
Replacement Card $10.00/per card (FREE for Premier/Advantage Members)
Other Services (applicable to all accounts)  
Account Research Fee $20.00 per hour (charged in 15 min. increments)
ePay FREE service with continual use (terminated if inactive for 90 days)
ePay Non Sufficient Funds (per returned item) $29.00 – MCCU Additional NSF fee of $22.00 – Check Free
Escheats $25.00
Foreign Deposit Item $5.00/item
Garnishment/Levy $50.00
Non Sufficient Funds (Checks, ATM, ACH & Purchases) $29.00/item
Courtesy Pay (Checks, ATM, ACH & Purchases) $29.00/item
Overdraft Transfer (Checks, ATM, ACH & Purchases) $2.00
Returned Mail/Undeliverable Address $2.00/month (after two months)
Returned Items $29.00/item
Statement Copies $3.00/statement
Paper Statement (for printed and mailed statements for registered users of MCCU Online. Excluding accounts where the primary member is under age 18) effective 1/1/2020 $2.00/month
History Print Out $0.50/page
Stop Payment $20.00
Outgoing Domestic Wires $20.00/wire
Outgoing Foreign Wires $30.00/wire
Loan Coupons $5.00/book
Skip-A-Pay $30.00 per payment (two per loan per calendar year. Some restrictions apply, see agreement for details)
Land Contract – Set Up $125.00
Land Contract – Payment $7.00
Land Contract - Annual Fee $125.00
Fax Out $1.00
Fax In $0.50
Photocopy $0.10 per page
Cashier's Check

Non-Members = $5.00/item

Valued/Loyal Members = $2.00/item

Premier/Advantage Member = FREE

Money Order

Non-Members = $5.00/item

Valued/Loyal Members = $2.00/item

Premier/Advantage Member = FREE

Non-Member Check Cashing (Payroll and Gov't Checks) $10.00/item
Dormant Account (No activity for 24 months) $5.00/month
Fees for Sending and Requesting Popmoney  
Amount of Transaction $1.00 - $999.99 3 Business Days - FREE Next Day Fee - $2.00

*Next Day not available when "requesting", only for sending funds

Amount of Transaction $1000+ 3 Business Days - FREE Next Day Fee - $2.50

*Next Day not available when "requesting", only for sending funds

Stop Payment Fee $20.00
E-Greetings $0.25
Safe Deposit Box Fee Schedule  
3" x 5" box $25/year
3" x 10" box $35/year
5" x 10" box $50/year
10" x 10" box $90/year
Safe Deposit Box Late Fee $10.00
Safe Deposit Lock Changed and Replacement key made (necessary when only one key is turned in at the time the box is closed) Not to exceed $110.00
Safe Deposit Lock Drilled and Replaced (necessary when both keys are unavailable at the time the box is closed) Not to exceed $165.00