Wise Rate Visa® Credit Card

Get the credit you deserve. This Visa® credit card offers you the low interest you are looking for plus no annual fee, online access, and more! If you don't already carry an MCCU Wise Rate Visa®, now is the time to start!

  • No annual fee
  • A share pledge is available to members that are building or improving their credit rating
  • Rate of Visa® is based upon the primary borrower's credit score
  • Low APR, between 9.9% - 17.9%!
  • New Account Balance Transfer Promotion - 0% on balance transfers made within 30 days of account opening. Promotional rate is for 6 months from the date of transfer on new cards
  • Cards mailed to member directly within 10 business days
  • Automated Fraud Alerts
  • No annual fee
  • Competitive fixed interest rates
  • 24 access to your account via telephone or MCCU Online
  • NEW! Manage your card with the MCCU Cards app
    • View recent and pending transactions
    • Make a payment
    • Set alerts and controls
    • Set travel notifications
    • Download for free on Google Play & the App Store