Home Equity Loans

Looking for an affordable way to consolidate debt, make home improvements, or finance a major purchase? Use your home's equity to finance your dreams! We promise competitive rates on loans customized to meet your needs.

Details
  • Put your home equity to work for you
  • Use the equity built in your home as loan collateral
  • Access up to 90% of your home's value
  • Competitive interest rates
  • Flexible terms and affordable payments
  • Friendly, experienced loan advisors
  • Decisions made here in Mid Michigan
  • MCCU service for the life of the loan
Home Equity Line of Credit

A home equity line of credit is one of the most cost-effective, convenient ways to finance a major expense. Use the buying power of your home's equity to begin a home improvement project, consolidate bills, take a dream vacation, landscape your yard, pay for college tuition or achieve any goal.

A Home Equity Line of Credit with MCCU has many benefits:

  • Variable interest rate tied to the Prime Rate
  • Low closing costs (appraisal fee may apply)
  • Potential tax benefits (consult your tax advisor for details)
  • Easy access to funds via checks or transfers
Second Mortgages

Looking for an affordable way to consolidate debt or finance a major purchase? Consider borrowing against your home's equity with a fixed rate second mortgage. Access up to 90% of the value of your home and receive a competitive interest rate while reaching your goals! Ask your MCCU experts about this excellent loan option.