Home Equity Loans

Looking for an affordable way to consolidate debt, make home improvements, or finance a major purchase? Use your home's equity to finance your dreams! We promise competitive rates on loans customized to meet your needs.

  • Put your home equity to work for you
  • Use the equity built in your home as loan collateral
  • Access up to 90% of your home's value
  • Competitive interest rates
  • Flexible terms and affordable payments
  • Friendly, experienced loan advisors
  • Decisions made here in Mid Michigan
  • MCCU service for the life of the loan
Home Equity Line of Credit

A home equity line of credit is one of the most cost-effective, convenient ways to finance a major expense. Use the buying power of your home's equity to begin a home improvement project, consolidate bills, take a dream vacation, landscape your yard, pay for college tuition or achieve any goal.

A Home Equity Line of Credit with MCCU has many benefits:

  • Variable interest rate tied to the Prime Rate
  • Low closing costs (appraisal fee may apply)
  • Potential tax benefits (consult your tax advisor for details)
  • Easy access to funds via checks or transfers
Second Mortgages

Looking for an affordable way to consolidate debt or finance a major purchase? Consider borrowing against your home's equity with a fixed rate second mortgage. Access up to 90% of the value of your home and receive a competitive interest rate while reaching your goals! Ask your MCCU experts about this excellent loan option.

Unsecured Home Improvement Loans

Is it time to update your kitchen? Want to remodel your bathroom? Your home is your biggest investment- let us provide the funds and you choose how to use them. Get a low fixed rate home improvement loan from MCCU and make your dreams come true. 

An Unsecured Home Improvement loan with MCCU has many benefits:

  • A quick and easy way to get construction done on your home without having to take a mortgage out on your property
  • Quick approval and potential funding the same day
  • No requirements for Loan to Value
  • No appraisal or Title Search requirement
  • Low closing costs