Mortgage Loans

Buying a home is one of the biggest investments you will ever make. MCCU offers 10, 15, 20 and 30 year mortgage plans with competitive rates. We take the hassle out of applying, so you can start shopping for a home and stop worrying about financing!

Applying online? Please complete a separate application for multiple borrowers and contact 269.781.9885 to schedule an appointment.

  • Buy a first, second, or vacation home
  • Refinance your current mortgage and save
  • Competitive interest rates
  • Low closing costs and low down payment options
  • Automatic transfers of monthly payments available
  • Friendly, experienced loan advisors
  • Local decision-making
  • MCCU service for the life of the loan
First Time Buyer

MCCU Is now offering a mortgage program specifically for first time home buyers! If you have not owned a home within the past 2 years, you qualify for this no closing cost program*.

With a slight increase in interest rate, this program allows members to save more than $1,300 on typical mortgage loans. This offer is available for single family, 15, 20, or 30 year fixed rate mortgage loans only, and is not available with any other coupon or bonus offer. Combine this with our low down payment! Call, click or come by today for more information.

*Costs covered with this program include; appraisal, credit report, lender's title insurance, recording of deed and mortgage, flood certification, underwriting, and title company closing fee. All other costs are the responsibility of the borrower.