Whether you’re filling your cart on Amazon® or downloading a full album on iTunes®, this is free checking that pays you to shop online.

Key Features

  • Online Shopping Refunds
  • Refunds on ATM Withdrawal Fees†
  • No Monthly Maintenance Fee
  • No Minimum Balance Requirements
  • Free checking that offers refunds on digital purchases
  • Earn $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month
  • Earn $10 in refunds for iTunes, Amazon, or Google Play purchases when you open your account
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Visa® debit card
  • Unlimited check writing
  • No minimum deposit to open

Earning Your Rewards is Easy — You're Probably Already Doing It!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes® account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa Tunes account is still free. And you can get right back to earning your rewards the very next month!

You will be refunded up to $10 for iTunes®, Google Play®, and/or Amazon.com® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $10 in refunds of iTunes, Google Play, and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. Google Play is a registered trademark of Google, Inc. And Amazon.com is a registered trademark of Amazon Inc. Apple Inc., Google Inc., and Amazon Inc. are not participants in or sponsors of this program. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.

Sign Up Bonus:

When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $10.00 (which includes any applicable taxes) for iTunes, Amazon.com, and/or Google Play purchases made with your Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the second business day following the statement cycle in which your aggregate iTunes, Amazon.com, and/or Google Play purchase threshold of $10.00 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum deposit is required to open the account. No minimum balance is required to obtain this bonus.

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. "Monthly Qualification Cycle" means the current statement cycle.

Reward Information:

When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $10.00 (which includes any applicable taxes) in refund "grant" for any iTunes, Amazon.com or Google Play purchases. In order for the refund "grant" to be credited, iTunes, Amazon.com, and/or Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account within 30 days following the Monthly Qualification Cycle in which you qualified ends. In addition, you will receive reimbursements up to $25 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.

When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, Google Play purchases and ATM fees are not refunded. iTunes, Amazon.com, and/or Google Play refund "grants" will be credited to your account on the second business day following the statement cycle in which these purchases post and settle to your account. ATM fee reimbursements will be credited to your account on the second business day following the statement cycle in which the ATM fees were incurred. Rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) are required to meet some of the account's qualifications. Limit 1 account per social security. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. MCCU is federally insured by NCUA. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com Inc. and Google, Inc. are not participants in or sponsors of this program. Kasasa and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.

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