Give a young person in your life the opportunity to learn the basics of a checking account —and take their next step toward financial independence.
Key Features
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No Minimum Balance Requirements, No Service Fee
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Build Confidence
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Practice with Purpose
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Learning how to manage money takes practice. Youth Checking gives young members the opportunity to learn the basics of using a checking account and debit card— with oversight from a trusted adult and options for age-appropriate safeguards.
It’s a chance to practice making intentional spending decisions, build good money habits and learn that every purchase is part of a bigger financial picture.
- Earn competitive dividends on average daily balances of $2,500 or more
- No monthly service fee
- No minimum balance requirements
- Free starter checks (available at age 13)
- Free digital banking services, including:
- Free online banking
- Free mobile banking
- Free eStatements (paper also available)
- Free Visa® debit card
- No minimum deposit to open
Ages 12 and Under
A first checking account is a big step. For young members ages 12 and under, Youth Checking provides an opportunity to begin learning how to manage money with a joint owner on the account.
Together, young members and their trusted adults can start building the knowledge and habits that support financial confidence for years to come
Ages 13-17
As young members gain more experience managing their money, Youth Checking for ages 13–17 provides additional flexibility while continuing to support responsible financial habits.
It’s an opportunity to put financial knowledge into practice, make independent spending decisions and take another step toward greater financial independence.
