Skip-A-Pay Offers Financial Flexibilty

MCCU’s Skip-A-Pay program provides members with the opportunity to skip up to two monthly payments on eligible loans each calendar year.

Life can be challenging, and we understand! Free up extra cash for shopping, to settling bills, or whatever you choose!

  • No impact to your credit rating
  • Quick turnaround
  • Local approval

Pause Your Payment!

  1. Download and complete the Skip-A-Pay Request Form.
  2. Submit the completed form via email, in-person, or fax (no later than five (5) days before your scheduled payment is due).

Email: [email protected]

In-Person: Stop into an MCCU branch in Battle Creek, Coldwater, or Marshall

Fax: 269.781.8099



Requirements: $30.00 fee per skip pay application; maximum of two (2) Skip-A-Pay per loan per calendar year and six (6) Skip-A-Pay per life of loan; positive loan payment history with all outstanding MCCU loans

Eligible Loans: New and Used Auto Loans, Motorcycle Loans, RV and Travel Trailer Loans, Signature Loans

Excluded Loans: Wise Choice Loans, Extra Mile Program, Mortgages, Home Equity Loans, Member Business Loans, Overdraft Lines of Credit, and VISA Payments