Put a little extra spring in your step with MCCU’s Skip-A-Pay!

MCCU’s Skip-A-Pay program provides members with the opportunity to skip up to two monthly payments on eligible loans each calendar year.

Give yourself peace of mind and put a little extra cash in your wallet and get a head start on your spring to-do list.

  • No impact to your credit rating
  • Quick turnaround
  • Local approval

Spring To It!

  1. Download and complete the Skip-A-Pay Request Form.
  2. Submit the completed form via email, in-person, or fax (no later than five (5) days before your scheduled payment is due).

Email: [email protected]

In-Person: Stop into an MCCU branch in Battle Creek, Coldwater, or Marshall

Fax: 269.781.8099



Requirements: $30.00 fee per skip pay application; maximum of two (2) Skip-A-Pay per loan per calendar year and six (6) Skip-A-Pay per life of loan; positive loan payment history with all outstanding MCCU loans

Eligible Loans: New and Used Auto Loans, Motorcycle Loans, RV and Travel Trailer Loans, Signature Loans

Excluded Loans: Wise Choice Loans, Extra Mile Program, Mortgages, Home Equity Loans, Member Business Loans, Overdraft Lines of Credit, and VISA Payments